Did you recently start employment with Dell? Because you’re joining Dell late in the year, you’ll need to first enroll in your 2016 benefits, and then enroll in your 2017 benefits. Read the following information carefully to learn how this works.
Enroll for 2016Five to seven days after your start date, you’ll receive a welcome email from the Your Benefits Resources™ website. You have 31 calendar days from that date to enroll in 2016 benefits. Coverage is effective as of your start date through 11:59 p.m. CT, December 31, 2016. Learn More
Enroll for 2017
Benefits coverage for 2017 goes into effect at midnight January 1, 2017 and continues through 11:59 p.m. CT on December 31, 2017. You will not be able to make changes to your 2017 benefits coverage unless you experience a qualified status change (QSC), such as having a baby or getting married, and report it within 31 days, or you become ineligible to participate.
Why enroll in both years?
If you enroll in a 2016 medical plan and don’t enroll in a 2017 plan
Your 2017 coverage will depend on whether or not your medical plan will be available for 2017. Learn about the 2017 medical options.
If you enroll in the PPO 800 for 2016 and don’t re-enroll for 2017: You’ll remain enrolled in the PPO 800 medical plan option covering the same dependents as today but at the 2017 rates.
If you enroll in the Health Fund for 2016 and don’t re-enroll for 2017: You’ll remain enrolled in the Health Fund covering the same dependents as today but at the 2017 rates. Keep in mind:
If you enroll in a Dell regional medical plan for 2016 and don’t re-enroll for 2017: You’ll default to the PPO 800 if you’re enrolled in Blue Cross Blue Shield of RI or Group Health Cooperative (South Central WI HMO) because these plans are being discontinued. For all others enrolled in regional plans, you’ll remain enrolled in the same medical plan option covering the same dependents as today but at the 2017 rates. If you do not want to enroll in the PPO 800 medical plan, you must select a different plan or decline coverage during Annual Enrollment. When you compare your 2017 plan options on Your Benefits Resources™ (YBR) website (@ Work | Log in ), you’ll find tools to search for providers and facilities in each plan’s network.
If you enrolled in the Blue Cross Blue Shield RI dental plan, you’ll default to the Delta Dental plan, covering the same dependents as today. If you do not want to enroll in the Delta Dental plan, you must decline coverage during Annual Enrollment.
If you’re enrolled in other regional plans, such as Aetna International, Kaiser and Harvard Pilgrim plans, you’ll still have access to the same plans you have today.
A note about HSA and FSA contributions
If you want to contribute to the HSA, Health Care FSA or the Dependent Care (Day Care) FSA, you must actively elect contribution amounts each year — your contribution elections to these accounts do not carry over; they reset to $0.
Remember: Up to $500 of your 2016 Health Care FSA balance will roll over to your 2017
Changes throughout the year
Once you're enrolled, no changes can be made to your health benefit plans (including FSAs) during a calendar year unless you experience a QSC. Examples include marriage, divorce, birth or adoption of a child, moving, or a dependent gaining or losing coverage in another plan.
You have 31 calendar days to make applicable changes. Learn more about changing benefits during the year.
Note:If you enroll in the Health Fund, you can start, stop or change your HSA contribution amount at any time.
Your Benefits Resources is a trademark of Hewitt Associates LLC.