Enrolling in 2015 and 2016 benefits Print

Did you recently start employment with Dell? Because you’re joining Dell late in the year, you’ll need to first enroll in your 2015 benefits, and then enroll in your 2016 benefits. Read the following information carefully to learn how this works.

Enroll for 2015

Five to seven days after your start date, you’ll receive a welcome email from Your Benefits Resources website. You have 31 calendar days from that date to enroll in 2015 benefits. Coverage is effective as of your start date through 11:59 p.m. CT, December 31, 2015. Learn more.

Enroll for 2016

 
  
If you complete your 2015 enrollment as a new hire before October 27: You must enroll in your 2016 benefits during Annual Enrollment, October 26 through November 13, 2014.
If you complete your 2015 enrollment as a new hire on or after October 27: You have 31 calendar days to enroll in 2016 benefits.
 

Benefits coverage for 2016 goes into effect at midnight January 1, 2016 and continues through 11:59 p.m. CT on December 31, 2016. You will not be able to make changes to your 2016 benefits coverage unless you experience a qualified status change (QSC), such as having a baby or getting married, and report it within 31 days, or you become ineligible to participate.

Learn about what’s changing in your 2016 benefits.

Why enroll in both years?

  • This is your opportunity to add, drop or change plans and covered dependents, or to choose “No Coverage.”
  • If you don’t enroll in 2015 coverage, you won’t be covered for the remainder of 2015.
  • You must enroll in flexible spending accounts (FSAs) every year if you wish to participate.
  • If you’re enrolled in the Health Fund and have a Health Savings Account (HSA), you must elect a contribution amount if you want to set aside before-tax dollars in your HSA; otherwise, it will be set to $0. Note: You must open an HSA to receive Dell’s contributions for 2015 and 2016. Continue reading to learn more.
  • You'll qualify for the healthy lifestyle discount. If you learn about your current health status and meet or make progress toward the health goals, Dell gives you a discount on what you pay for your medical coverage:
 
  
If you are hired before November 1, 2015: You will automatically receive the prorated healthy lifestyle discount on your medical coverage for 2015, and you will be eligible to earn the 2016 healthy lifestyle discount by meeting certain requirements. Learn more.
If you are hired on or after November 1, 2015: You will automatically receive the healthy lifestyle discount on your medical coverage for both 2015 and 2016.
 

If you enroll in a 2015 medical plan and don’t enroll in a 2016 plan

Your 2016 coverage will depend on whether or not your medical plan will be available for 2016. Learn about the 2016 medical options.

If you enroll in the PPO 600 for 2015 and don’t re-enroll for 2016: You’ll automatically be enrolled in the new PPO 800 medical plan. You’ll cover the same dependents if you default into this plan. This is the last year the PPO plan is offered.

If you enroll in the Health Fund (or a Dell regional medical plan) for 2015 and don’t re-enroll for 2016: You'll be automatically enrolled in the same medical plan option as you have for 2015 but at the 2016 rates. You’ll cover the same dependents if you default into one of these plans. Keep in mind:

  • You must enroll in the Health Fund and open your HSA by December 1, 2015 to receive Dell’s 2015 prorated HSA contribution.
  • If you complete your enrollment, but do not open your HSA until after December 1 2015, you won’t receive Dell’s 2015 contribution. However, you will receive Dell’s 2016 contributions (if you’re eligible at the time the contributions are made).

A note about HSA and FSA contributions

If you want to contribute to the HSA or either of the FSAs, you must actively elect contribution amounts each year — your contribution elections to these accounts do not carry over.

Remember: Up to $500 of your 2015 Health Care FSA balance will roll over to your 2016 Health Care FSA.

Changes throughout the year

Once you're enrolled, no changes can be made to your health benefit plans (including FSAs) during a calendar year unless you experience a QSC. Examples include marriage, divorce, birth or adoption of a child, moving, dependent gaining or losing coverage in another plan.

You have 31 calendar days to make applicable changes. Learn more about changing benefits during the year.

Note: If you enroll in the Health Fund, you can start, stop or change your HSA contribution amount at any time.

Your Benefits Resources is a trademark of Hewitt Associates LLC.