Enrolling in 2017 and 2018 benefits Print

Did you recently start employment with Dell? Because you’re joining Dell late in the year, you’ll need to first enroll in your 2017 benefits, and then enroll in your 2018 benefits. Read the following information carefully to learn how this works.

Enroll for 2017

Five to seven days after your start date, you’ll receive a welcome email from the My Well at Dell website. You have 31 calendar days from that date to enroll in 2017 benefits. Coverage is effective as of your start date through 11:59 p.m. CT, December 31, 2017. Learn more.

Enroll for 2018

 
  
If you complete your 2017 enrollment as a new hire before November 6: You must enroll in your 2018 benefits during Annual Benefits Enrollment, November 6 through November 22, 2018.
If you complete your 2017 enrollment as a new hire on or after November 6: You have 31 calendar days to enroll in your 2018 benefits.
 

Benefits coverage for 2018 goes into effect at midnight January 1, 2018 and continues through 11:59 p.m. CT on December 31, 2018. You will not be able to make changes to your 2018 benefits coverage unless you experience a qualified status change (QSC), such as having a baby or getting married, and report it within 31 days, or you become ineligible to participate.

Learn about what’s changing in your 2018 benefits.

Why enroll in both years?

  • This is your opportunity to add, drop or change plans and covered dependents, or to choose “No Coverage.”
  • If you don’t enroll in 2017 coverage, you won’t be covered for the remainder of 2017.
  • You must enroll in flexible spending accounts (FSAs) every year if you wish to participate.
  • If you’re enrolled in the Health Fund medical plan and have a Health Savings Account (HSA), you must elect a contribution amount if you want to set aside before-tax dollars in your HSA; otherwise, it will be set to $0. Note: You must open an HSA to receive Dell’s contributions for 2017 and 2018. Continue reading to learn more.
  • You’ll qualify for a reduction to your medical coverage costs:
 
  
If you’re hired before December 1, 2017: You’ll automatically receive the prorated Healthy Lifestyle Discount on your medical coverage for 2017, and you’ll be eligible to earn the 2018 My Health Perks program rewards by meeting certain requirements. Learn more.
If you’re hired on or after December 1, 2017: You’ll automatically receive the prorated Healthy Lifestyle Discount on your medical coverage for the rest of 2017, and you’ll automatically receive the My Health Perks program rewards to lower your medical premiums for 2018.
 

If you enroll in a 2017 medical plan and don’t enroll in a 2018 plan

Your 2018 coverage will depend on whether or not your medical plan will be available for 2018. Learn about the 2018 medical options.

 
  
If you’re currently: You’ll:
In the Preferred Provider Organization
(PPO) medical plan
Be enrolled in the 2018 PPO medical plan, covering the same
dependents you cover today, if any
In the Health Fund medical plan with HSA Be enrolled in the 2018 Health Fund medical plan, covering the
same dependents you cover today, if any
In the Harvard Pilgrim PPO medical plan Automatically be enrolled in the 2018 PPO medical plan, covering Automatically be enrolled in the 2018 PPO medical plan, covering
the same dependents you cover today, if any
In the Kaiser Permanente HMO of CA Be enrolled in the 2018 Kaiser of CA plan, covering the same
dependents you cover today, if any
Not enrolled in Dell medical coverage Continue to have no medical coverage for 2018
 

A note about HSA and FSA contributions

If you want to contribute to the HSA, Health Care FSA or the Dependent Care (Day Care) FSA, you must actively elect contribution amounts each year — your contribution elections to these accounts do not carry over; they reset to $0.

Remember: Up to $500 of your 2017 Health Care FSA balance will roll over to your 2018
Health Care FSA.

Changes throughout the year

Once you're enrolled, no changes can be made to your health benefit plans (including FSAs) during a calendar year unless you experience a QSC. Examples include marriage, divorce, birth or adoption of a child, moving, or a dependent gaining or losing coverage in another plan.

You have 31 calendar days to make applicable changes. Learn more about changing benefits during the year.

Note:If you enroll in the Health Fund, you can start, stop or change your HSA contribution amount at any time.