Enrolling in 2013 and 2014 benefits Print

Did you start employment with Dell after September 7, 2013? If so, you may be thinking you only need to enroll once for both 2013 and 2014. But you actually have two opportunities to learn about and enroll in your Dell benefits. To make sure you and your family have the coverage you need, you’ll want to enroll for the remainder of 2013, and you’ll also want to enroll for your 2014 benefits.

Enroll for 2013

Five to seven days after your start date, you’ll receive a welcome email from Your Benefits Resources. You have 31 calendar days from that date to enroll in 2013 benefits. If you enroll by the deadline, coverage is effective as of your start date through 11:59 p.m. CT, December 31, 2013. Learn more.

Enroll for 2014

 
  
If you enroll as a new hire before October 8: You must enroll in your 2014 benefits during Annual Enrollment, October 7 through October 25.
If you enroll as a new hire on or after October 8: You have 30 calendar days to enroll in 2014 benefits.
 

2014 coverage is effective midnight January 1, 2014, through 11:59 p.m. CT, December 31, 2014 unless you experience a qualified status change and report it within 31 days, or you become ineligible to participate.

Learn about what’s changing in your 2014 benefits.

Why enroll in both years?

  • To add, drop, change plans and covered dependents, or choose “no coverage.”
  • To qualify for the healthy lifestyle discount.* If you learn about your current health status and meet or make progress toward the health goals, Dell gives you a discount on what you pay for your medical coverage:
     
      
    If you are hired before November 1, 2013: You will automatically receive the healthy lifestyle discount on your medical coverage for 2013, and will be eligible to earn the 2014 healthy lifestyle discount by meeting certain requirements. Learn more.
    If you are hired on or after November 1, 2013: You will automatically receive the healthy lifestyle discount on your medical coverage for both 2013 and 2014.
     
  • If you don’t enroll in 2013 coverage, you won’t be covered for the remainder of 2013.
  • You must enroll in Flexible Spending Accounts every year if you wish to participate.

If you enroll in a 2013 medical plan and don’t enroll in a 2014 plan

You’ll still have coverage in 2014, but that coverage will depend on whether your medical plan carrier is changing for 2014. Find out if your carrier is changing.

If your carrier is changing: You’ll be defaulted to the same plan deductible you have today (either PPO 600 or PPO 1300) under your new carrier.

If your carrier isn’t changing: You'll be defaulted to the same 2013 plan and deductible for 2014.

Changes throughout the year

Once you're enrolled, no changes can be made to your health benefit plans (including FSAs) during a calendar year unless you experience a qualified status change (QSC). Examples include marriage, divorce, birth or adoption of a child, moving, dependent gaining or losing coverage in another plan.

You have 31 calendar days to make applicable changes. Learn more about Changing benefits during the year.

*If you prefer not to provide your personal health information, you can still earn the healthy lifestyle discount by participating in our six-month physical activity tracking challenge. Learn more.