Did you start employment with Dell after September 7, 2013? If so, you may be thinking you only need to enroll once for both 2013 and 2014. But you actually have two opportunities to learn about and enroll in your Dell benefits. To make sure you and your family have the coverage you need, you’ll want to enroll for the remainder of 2013, and you’ll also want to enroll for your 2014 benefits.
Enroll for 2013Five to seven days after your start date, you’ll receive a welcome email from Your Benefits Resources. You have 31 calendar days from that date to enroll in 2013 benefits. If you enroll by the deadline, coverage is effective as of your start date through 11:59 p.m. CT, December 31, 2013. Learn more.
Enroll for 2014
2014 coverage is effective midnight January 1, 2014, through 11:59 p.m. CT, December 31, 2014 unless you experience a qualified status change and report it within 31 days, or you become ineligible to participate.
Why enroll in both years?
If you enroll in a 2013 medical plan and don’t enroll in a 2014 plan
You’ll still have coverage in 2014, but that coverage will depend on whether your medical plan carrier is changing for 2014. Find out if your carrier is changing.
If your carrier is changing: You’ll be defaulted to the same plan deductible you have today (either PPO 600 or PPO 1300) under your new carrier.
If your carrier isn’t changing: You'll be defaulted to the same 2013 plan and deductible for 2014.
Changes throughout the year
Once you're enrolled, no changes can be made to your health benefit plans (including FSAs) during a calendar year unless you experience a qualified status change (QSC). Examples include marriage, divorce, birth or adoption of a child, moving, dependent gaining or losing coverage in another plan.
You have 31 calendar days to make applicable changes. Learn more about Changing benefits during the year.
*If you prefer not to provide your personal health information, you can still earn the healthy lifestyle discount by participating in our six-month physical activity tracking challenge. Learn more.